/* ApexLend - Summit Line. Cold slate-steel on a light canvas, signal orange for marks, numerals and rules.
   Altitude read in clean horizontal rules: a surveyor's register, square corners, measured ticks. */
:root{
  --bg:#F4F5F4;--card:#FFFFFF;--ink:#1B242B;--text:#28333B;--muted:#5C666E;
  --accent:#D9622F;--accent-deep:#A6421A;--accent-tint:#E0E6EA;--line:#E0E1DE;
  --steel:#5A6E7F;--steel-deep:#3E4F5C;--tint2:#BFCBD3;--onink:#EDF1F3;--onink-dim:#DCE3E8;
  --foot-bg:#1B242B;--foot-text:#CFD8DE;--foot-link:#F08A54;
  --fd:"Encode Sans",system-ui,sans-serif;--fb:"Mukta",system-ui,sans-serif;--r:0px;--wrap:1160px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.65;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:#33434F}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.14;margin:0;font-weight:600;letter-spacing:-.012em}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:9px 14px;z-index:60}
.skip:focus{left:8px;top:8px}
.eyebrow{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--steel-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:16px;letter-spacing:.01em;padding:15px 28px;border-radius:var(--r);border:0;border-left:4px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,color .15s}
.btn-primary{background:var(--ink);color:#fff;border-left-color:var(--accent)}
.btn-primary:hover{background:var(--steel-deep)}
.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1px var(--ink);border-left-color:var(--accent)}
.btn-ghost:hover{background:var(--accent-tint)}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(27px,3.5vw,40px);margin-top:12px}
.sec-head p{margin-top:14px;color:var(--muted);font-size:17px}

/* ---- measured rule: a hairline with surveyor ticks hanging from it ---- */
.measure{height:9px;border-top:1px solid var(--tint2);
  background-image:repeating-linear-gradient(90deg,var(--steel) 0 1px,transparent 1px 200px),repeating-linear-gradient(90deg,var(--tint2) 0 1px,transparent 1px 40px);
  background-size:100% 9px,100% 5px;background-repeat:no-repeat,no-repeat}

/* ---- header: wordmark left, measured rule under the whole band, nav right ---- */
.mast{background:var(--bg);position:relative;z-index:6}
.mast-in{display:flex;align-items:center;gap:26px;height:72px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:11px}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:700;font-size:22px;letter-spacing:-.02em;color:var(--ink);text-decoration:none}
.wm b{font-weight:500;color:var(--steel-deep)}
.nav{display:flex;align-items:center;gap:30px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink);text-decoration:none;padding:3px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;width:44px;height:44px;margin-left:auto;border:1px solid var(--tint2);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink)}
.mast-rule{position:relative}
.mast-rule .wrap{height:9px;position:relative;padding-top:0;padding-bottom:0}
.mast-rule i{position:absolute;left:20px;top:-1px;width:76px;height:3px;background:var(--accent);display:block}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--card);border:1px solid var(--tint2);flex-direction:column;align-items:stretch;gap:0;padding:0;margin:0;box-shadow:0 20px 44px rgba(27,36,43,.20)}
  .nav.open{display:flex}
  .nav a{padding:13px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* ---- hero: ridge photo pinned to the top, card pulled up over its lower edge ---- */
.hero{position:relative;background:var(--bg);padding:0 0 68px}
.ridge{position:relative;width:100%;aspect-ratio:1920/1097;max-height:300px;overflow:hidden;background:var(--ink);border-bottom:3px solid var(--accent)}
.ridge picture{display:block;position:absolute;inset:0}
.ridge img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 46%}
.ridge-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(27,36,43,.20) 0%,rgba(27,36,43,.30) 44%,rgba(27,36,43,.62) 78%,rgba(27,36,43,.80) 100%)}
.hero-in{position:relative;z-index:2;margin-top:-150px;text-align:left}
.hero-eyebrow{font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:#F4F5F4;margin:0 0 20px;max-width:var(--card-max,840px);margin-left:auto;margin-right:auto}
.form-card{background:var(--card);border:1px solid var(--tint2);border-radius:var(--r);box-shadow:0 26px 58px rgba(27,36,43,.20);padding:26px 26px 20px;width:100%;max-width:var(--card-max,840px);margin:0 auto;text-align:left}
.form-card__head{border-left:4px solid var(--accent);padding-left:17px}
.form-card__head h2{font-family:var(--fd);font-weight:600;font-size:25px;color:var(--ink);line-height:1.15}
.form-card__head p{color:var(--muted);font-size:14.5px;margin-top:5px;line-height:1.5}
.form-host{margin-top:18px}
.form-card__trust{margin-top:16px;padding-top:13px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.55}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;gap:11px 30px;margin:28px auto 0;padding:0;list-style:none;max-width:var(--card-max,840px)}
.ticks li{display:inline-flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:500;font-size:14px;color:var(--ink)}
.ticks svg{width:17px;height:17px;flex:0 0 17px}
.hero-h1{font-size:clamp(30px,4.5vw,50px);letter-spacing:-.02em;max-width:var(--card-max,840px);margin:40px auto 0;padding-top:34px;border-top:1px solid var(--tint2);position:relative}
.hero-h1::before{content:"";position:absolute;left:0;top:-2px;width:76px;height:3px;background:var(--accent)}
.hero-sub{max-width:var(--card-max,840px);margin:16px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:860px){.hero-in{margin-top:-96px}}
@media(max-width:600px){
  .hero{padding:0 0 46px}
  .ridge{aspect-ratio:1080/1351;max-height:272px;border-bottom-width:2px}
  .hero-in{margin-top:-92px}
  .hero-eyebrow{font-size:10.5px;letter-spacing:.16em;margin-bottom:14px;padding:0 4px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px}
  .form-card__head{padding-left:13px}
  .form-card__head h2{font-size:22px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;margin-top:22px}
  .ticks li{font-size:13px}
  .hero-h1{margin-top:30px;padding-top:26px}
  .hero-sub{font-size:16.5px}
}

/* ---- how it works: three altitude steps rising left to right on a measured baseline ---- */
.alt{padding:88px 0 78px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0 34px;align-items:end;margin-top:44px}
.step{position:relative;border-top:3px solid var(--accent);padding:18px 0 0}
.step:nth-child(2){margin-bottom:46px}
.step:nth-child(3){margin-bottom:92px}
.step::after{content:"";position:absolute;left:0;width:1px;background:var(--tint2)}
.step:nth-child(2)::after{bottom:-46px;height:46px}
.step:nth-child(3)::after{bottom:-92px;height:92px}
.step .num{font-family:var(--fd);font-weight:700;font-size:30px;line-height:1;color:var(--accent);letter-spacing:-.02em}
.step h3{font-size:21px;margin-top:14px}
.step p{margin-top:10px;color:var(--text);font-size:16px}
.step .out{margin-top:14px;font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--steel-deep);line-height:1.6}
.baseline{margin-top:0}
.alt .sec-head h2{max-width:660px}
@media(max-width:820px){
  .alt{padding:60px 0 54px}
  .steps{grid-template-columns:1fr;gap:0;margin-top:32px}
  .step,.step:nth-child(2),.step:nth-child(3){margin-bottom:0;padding:16px 0 26px}
  .step::after{display:none}
  .step .num{font-size:25px}
}

/* ---- recognition strip: its own highlighted band, ruled fragments stepping up ---- */
.recog{background:var(--accent-tint);border-top:1px solid var(--tint2);border-bottom:1px solid var(--tint2);padding:74px 0 70px;position:relative}
.recog::before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,var(--accent) 0 76px,transparent 76px)}
.recog h2{font-size:clamp(26px,3.3vw,37px);margin-top:12px;max-width:700px}
.frags{list-style:none;margin:30px 0 0;padding:0;border-top:1px solid var(--tint2)}
.frags li{border-bottom:1px solid var(--tint2);padding:16px 0;font-family:var(--fd);font-weight:500;font-size:20px;line-height:1.35;color:var(--ink);position:relative;padding-left:34px}
.frags li::before{content:"";position:absolute;left:0;top:26px;width:18px;height:2px;background:var(--accent)}
.frags li:nth-child(2){padding-left:52px}
.frags li:nth-child(2)::before{left:18px}
.frags li:nth-child(3){padding-left:70px}
.frags li:nth-child(3)::before{left:36px}
.frags li:nth-child(4){padding-left:88px}
.frags li:nth-child(4)::before{left:54px}
.frags li:nth-child(5){padding-left:106px}
.frags li:nth-child(5)::before{left:72px}
.recog-close{margin-top:30px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 36px}
.recog-close p{max-width:660px;font-size:16.5px;color:var(--text)}
@media(max-width:760px){
  .recog{padding:56px 0 54px}
  .frags li{font-size:17.5px;padding:13px 0 13px 24px}
  .frags li::before{top:22px;width:12px}
  .frags li:nth-child(2){padding-left:36px}.frags li:nth-child(2)::before{left:12px}
  .frags li:nth-child(3){padding-left:48px}.frags li:nth-child(3)::before{left:24px}
  .frags li:nth-child(4){padding-left:60px}.frags li:nth-child(4)::before{left:36px}
  .frags li:nth-child(5){padding-left:72px}.frags li:nth-child(5)::before{left:48px}
  .recog-close .btn{width:100%}
}

/* ---- statement band on the ridgeline photo ---- */
.state{position:relative;overflow:hidden;background:var(--ink);color:var(--onink)}
.state-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.state-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(27,36,43,.94) 0%,rgba(27,36,43,.88) 52%,rgba(27,36,43,.34) 100%)}
.state-in{position:relative;z-index:1;padding:98px 0;max-width:600px}
.state .eyebrow{color:#F3A57B}
.state h2{color:#fff;font-size:clamp(28px,3.9vw,44px);margin-top:14px}
.state p{margin-top:18px;font-size:17px;color:var(--onink-dim);max-width:520px}
.state-link{display:inline-flex;align-items:center;gap:9px;margin-top:26px;font-family:var(--fd);font-weight:600;font-size:15px;color:#fff;text-decoration:none;border-bottom:2px solid var(--accent);padding-bottom:4px}
.state-link:hover{border-bottom-color:#F3A57B}
@media(max-width:760px){.state-veil{background:linear-gradient(180deg,rgba(27,36,43,.90) 0%,rgba(27,36,43,.93) 100%)}.state-in{padding:60px 0}}

/* ---- why: the altitude profile artwork beside a ruled trio ---- */
.why{padding:90px 0 84px;background:var(--bg);overflow:hidden}
.why-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:58px;align-items:center}
.art-plate{background:var(--card);border:1px solid var(--tint2);padding:20px}
.art{width:100%;display:block}
.why h2{font-size:clamp(27px,3.5vw,40px);margin-top:12px}
.why-lead{margin-top:15px;color:var(--text);font-size:17px;max-width:520px}
.trio{list-style:none;margin:30px 0 0;padding:0;border-top:1px solid var(--tint2)}
.trio li{display:grid;grid-template-columns:38px minmax(0,1fr);gap:14px;padding:20px 0;border-bottom:1px solid var(--tint2)}
.trio b{font-family:var(--fd);font-weight:700;color:var(--accent);font-size:13px;letter-spacing:.12em;padding-top:4px}
.trio h3{font-size:18.5px}
.trio p{margin-top:7px;color:var(--text);font-size:15.5px}
@media(max-width:900px){.why{padding:60px 0 56px}.why-grid{grid-template-columns:1fr;gap:34px}.art-plate{max-width:560px;margin:0 auto;padding:14px}}

/* ---- faq: a ruled register, question and answer split by a full-width hairline ---- */
.faq{padding:88px 0 84px;background:var(--accent-tint);border-top:1px solid var(--tint2)}
.faq-table{margin-top:40px;border-top:2px solid var(--ink)}
.frow{border-bottom:1px solid var(--tint2);padding:0 0 22px;position:relative}
.frow+.frow{border-top:1px solid var(--tint2)}
.frow .q{display:grid;grid-template-columns:52px minmax(0,1fr);gap:14px;padding:22px 0 16px}
.frow .ix{font-family:var(--fd);font-weight:600;font-size:12px;letter-spacing:.14em;color:var(--steel-deep);padding-top:6px}
.frow h3{font-size:19.5px;line-height:1.3}
.frow .a{border-top:1px solid var(--tint2);padding-top:16px;display:grid;grid-template-columns:52px minmax(0,1fr);gap:14px}
.frow .a p{color:var(--text);font-size:16px}
.frow .a span{display:block;width:20px;height:2px;background:var(--accent);margin-top:11px}
@media(max-width:700px){
  .faq{padding:58px 0 54px}
  .faq-table{margin-top:28px}
  .frow .q,.frow .a{grid-template-columns:30px minmax(0,1fr);gap:10px}
  .frow h3{font-size:18px}
  .frow .a span{width:14px}
}

/* ---- closing band ---- */
.close{background:var(--steel-deep);color:var(--onink-dim);padding:78px 0;border-top:3px solid var(--accent)}
.close-in{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px 48px;align-items:center}
.close .eyebrow{color:#F3A57B}
.close h2{color:#fff;font-size:clamp(27px,3.5vw,40px);margin-top:12px}
.close p{margin-top:12px;color:var(--onink-dim);max-width:560px;font-size:16.5px}
.close .btn-primary{background:#fff;color:var(--ink)}
.close .btn-primary:hover{background:var(--accent-tint)}
@media(max-width:760px){.close{padding:56px 0}.close-in{grid-template-columns:1fr}.close .btn{width:100%}}

/* ---- footer ---- */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:62px 0 42px;font-size:14px}
.foot-top{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px 44px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(207,216,222,.18)}
.foot .wm{color:#fff}
.foot .wm b{color:var(--foot-link);font-weight:500}
.foot-line{margin-top:12px;color:var(--foot-text);max-width:520px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:500;font-size:15px;text-decoration:none;border-bottom:1px solid rgba(240,138,84,.55);padding-bottom:3px}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.foot-nav{display:flex;flex-wrap:wrap;gap:6px 0;margin-top:22px}
.foot-nav a{font-family:var(--fd);font-weight:500;font-size:14px;color:var(--foot-text);text-decoration:none;padding:4px 14px;border-left:1px solid rgba(207,216,222,.3)}
.foot-nav a:first-child{padding-left:0;border-left:0}
.foot-nav a:hover{color:var(--foot-link)}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 0;margin:14px 0 0;padding:0;list-style:none}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:4px 14px;border-left:1px solid rgba(207,216,222,.3)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(207,216,222,.18)}
.disc p{color:var(--foot-text);font-size:13px;line-height:1.65;margin:0 0 10px}
.disc b,.disc strong{color:#fff;font-weight:600}
.disc a{color:var(--foot-link);text-decoration:underline;text-underline-offset:2px}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.foot-nav a,.legal-links a{padding:4px 11px}}

/* ---- subpage prose ---- */
.sub .mast{border-bottom:0}
.sub main{background:var(--bg)}
.prose{max-width:720px;padding:58px 20px 86px}
.prose h1{font-size:clamp(31px,4.3vw,44px);letter-spacing:-.02em}
.prose p.updated{margin-top:12px;font-family:var(--fd);font-weight:600;font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--steel-deep)}
.prose h2{font-size:22px;margin-top:42px;padding-top:22px;border-top:1px solid var(--tint2);position:relative}
.prose h2::before{content:"";position:absolute;left:0;top:-2px;width:44px;height:3px;background:var(--accent)}
.prose p{margin-top:14px;line-height:1.72;color:var(--text)}
.prose strong{color:var(--ink);font-weight:600}
.prose ul{margin:14px 0 0;padding:0 0 0 20px;list-style:none}
.prose ul>li{margin-top:9px;line-height:1.7;position:relative;color:var(--text)}
.prose ul>li::before{content:"";position:absolute;left:-20px;top:13px;width:11px;height:2px;background:var(--accent)}
.prose a{color:#33434F;text-decoration:underline;text-underline-offset:3px}
.prose a:hover{color:var(--accent-deep)}
.prose a.btn{margin-top:24px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{background:var(--ink);color:#fff;border-left-color:var(--accent)}
.prose a.btn.btn-primary:hover{background:var(--steel-deep);color:#fff}
.prose a.btn.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1px var(--ink)}
.prose a.btn.btn-ghost:hover{background:var(--accent-tint);color:var(--ink)}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}